Financial Calculators

Use our financial calculators to get a complete understanding of your financial health.

Credit cards

How important is the interest rate?
How will rate changes affect my balance?
Is a lower rate worth an annual fee?
What will it take to pay off my credit card?
Should I consolidate my debts?
Flight cards vs. low rate cards
Rebate cards vs. low rate cards
Should I consolidate my credit cards?

Mortgages

Which loan is better?
Which lender has the better loan?
How much will my fixed mortgage payments be?
How much will my adjustable rate payments be?
Should I pay points to lower the rate?
Fixed vs. adjustable-rate loans
15 vs. 30-year term loans
How much can I save in taxes?
Closing costs calculator
Are extra mortgage payments worth it?

Refinancing

Should I refinance my mortgage?
What will my refinancing costs be?
Educator: Mortgage Refinancing

New home purchasing

How much can I borrow?
How much should I put down on a mortgage?
Renting vs. buying a home
How can I reduce mortgage insurance costs?
What home can I afford?
How much will my interest-only payments be?
Interest-only vs. traditional mortgages
Educator: Home Buying

Home equity loans

How large a line of credit can I obtain?
Should I consolidate my loan debts?
Should I use a home equity loan or an auto loan?
How much will my loan payments be?
What will my tax savings be?
What will it take to pay off my line of credit?

Car buying & leasing

Compare the costs of a new vs. a used vehicle
How much will my vehicle depreciate over time?
Should I lease or finance a vehicle?
Should I finance or pay cash for a vehicle?
How much will my vehicle payments be?
How much will my vehicle payments be?
Compare vehicle loans
What term of vehicle loan to choose?
Rebate vs. special dealer financing
Should I keep or sell my vehicle?
What vehicle price can I afford?
Compare vehicle loans
What term of vehicle loan should I choose?
Rebate vs. special dealer financing
Should I keep or sell my vehicle?
What vehicle price can I afford?
Educator: Buying a vehicle
Educator: Paying for a vehicle

College planning

What will it take to save for college?
What is the dollar value of higher education?
Best investments for saving for college
What are the expenses prior to attending college?
Should I live on campus, off campus or at home?
How much should I budget for college living expenses?
Is a college meal plan worth it?
Educator: Paying for College
Educator: Sources of Financial Aid

Budgeting

How much am I spending?
Should I pay off my debt or invest in savings?
How much should I save for emergencies?
How much does it cost to raise a child?
How much can I save by reducing spending?
Should my spouse work too?
Educator: Retirement Planning
Educator: Personal Budgeting
Educator: Estate Planning

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