How will rate changes affect my balance?

The tool shows the change in your credit card balance after one year, based on current use and the card's interest rate.

If you charge more than you pay, your card balance increases. If your monthly payment is less than the periodic interest owed, unpaid interest is added to your card balance.

Estimate your FICO Score range

Answer 10 easy questions to get a free estimate of your FICO Score range

740 - 790
Estimate for Free

Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not include all credit card companies or all available credit card offers.