Choose a credit report

1-Bureau Credit Report

Best when you only need one bureau-choose between Experian, TransUnion or Equifax

buy 3-bureau report

3-Bureau Credit Report

Best when you are preparing to meet with a lender and need a report from all 3 bureaus-Experian, TransUnion, and Equifax

  • Experian
  • TransUnion
  • Equifax

All reports include

FICO Scores

  • FICO Score
  • Scores for Mortgages
  • Scores for Auto Loans
  • Scores for Credit Cards

Tools & Analysis

  • FICO Score Simulator
  • How Lenders View You
  • Interest Rates
  • Score Analysis

Education & Community

  • Credit Education
  • Credit Community
  • US-based Customer Support

Questions? We can help

Will this hurt my credit?

No, when you check your own credit it does not hurt your credit score.

Who is myFICO?

myFICO is the consumer division of FICO, launched in 2001 to help consumers get their FICO Score directly from the people that make the FICO Score. We have an A+ rating from the BBB and our headquarters are in Bozeman, MT.

What is the FICO Score?

The FICO Score is the most widely used credit score, used by more than 90% of top lenders. Some credit apps use other credit scores, but they are calculated differently than FICO Scores and many lenders won't use them.

Why check all 3 credit bureaus?

Both your credit reports and FICO Scores can vary from bureau to bureau, and your lender may pull your report and FICO Scores from any or all 3 of them. Having scores from all 3 bureaus is also important if you're preparing for a mortgage. Out of the 3 credit scores from each bureau, mortgage lenders will use what's called the "middle score". You need your score from all 3 bureaus to identify your middle score.

Why update my credit report regularly?

It is a good idea to regularly check your credit reports for errors. If you're actively seeking credit, consider monthly updates to your credit report and full set of FICO Scores to make sure they are accurate and up-to-date.

Still have questions?

Call our toll-free, US-based customer support at 800-319-4433.