Choose a credit report
1-Bureau Credit Report
Best when you only need one bureau-choose between Experian, TransUnion or Equifax
3-Bureau Credit Report
Best when you are preparing to meet with a lender and need a report from all 3 bureaus-Experian, TransUnion, and Equifax
1 IMPORTANT INFORMATION: Each FICO® Score Report is a snapshot of your credit profile that is viewable for 30 days from the date of activation. All FICO® Score Report products must be activated within 12 months of purchase. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
All reports include
- FICO® Score
- Scores for Mortgages
- Scores for Auto Loans
- Scores for Credit Cards
Tools & Analysis
- FICO® Score Simulator
- How Lenders View You
- Interest Rates
- Score Analysis
Education & Community
- Credit Education
- Credit Community
- US-based Customer Support
Questions? We can help
- Will this hurt my credit?
No, when you check your own credit it does not hurt your credit score.
- Who is myFICO?
myFICO is the consumer division of FICO®, launched in 2001 to help consumers get their FICO® Score directly from the people that make the FICO® Score. We have an A+ rating from the BBB and our headquarters are in San Jose, CA.
- What is the FICO® Score?
The FICO® Score is the most widely used credit score, used by more than 90% of top lenders. Some credit apps use other credit scores, but they are calculated differently than FICO® Scores and many lenders won't use them.
- Why check all 3 credit bureaus?
Both your credit reports and FICO® Scores can vary from bureau to bureau, and your lender may pull your report and FICO Scores from any or all 3 of them. Having scores from all 3 bureaus is also important if you're preparing for a mortgage. Out of the 3 credit scores from each bureau, mortgage lenders will use what's called the "middle score". You need your score from all 3 bureaus to identify your middle score.
- Why update my credit report regularly?
It is a good idea to regularly check your credit reports for errors. If you're actively seeking credit, consider monthly updates to your credit report and full set of FICO® Scores to make sure they are accurate and up-to-date.
- Still have questions?
Call our toll-free, US-based customer support at 800-319-4433.