Your FICO® Score from FICO. 90% of top lenders use FICO® Scores.
Other credit scores can vary as much as 100 points from your FICO® Score.
Really, it’s free
FICO® Free Plan
What you’ll get
- 1-bureau Equifax coverage
- Monthly FICO® Score updates
- Score and credit monitoringImportant information 2
- Checking your FICO® Score with myFICO won’t impact your credit
No credit card required. Checking won’t affect your credit score. Cancel anytime
Start FreeIMPORTANT INFORMATION
1. Your subscription will automatically renew monthly at $0 for Free Plan, unless canceled. You or we may cancel at any time. All subscriptions include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.
2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.
What you’ll get with FICO® Free
FICO® Score 8
You’ll get a FICO® Score 8 based on your Equifax credit data. Take the mystery out of your score with a detailed analysis.
Credit Report based on Equifax data
Instantly access your credit report from Equifax so you can check for errors that may be holding you back.
Credit monitoring
Proactive monitoring can help you uncover fraud early and avoid nasty surprises.
Score change alerts
We’ll notify you anytime your FICO® Score from Equifax goes up or down.
What people say about us
I love being able to look in one place for all of my scores, and the information on the forums is priceless!
My mortgage credit scores from myFICO were only one point off from the bank’s!
The wealth of information in my reports helped me quickly identify issues and resolve them.
Who we are
myFICO is the official consumer division of FICO, the company that invented the FICO credit score.
90%
90% of top U.S. lenders use FICO® Score
30+ Years
FICO® Scores have been an industry standard for 30+ years
Understand your FICO® Score
View More ArticlesWhat is a FICO® Score?
A FICO® Score is a three-digit number based on the information in your credit reports…
How lenders use FICO® Scores?
FICO® Scores are the industry standard for assessing credit risk, used by 90%…
How to build credit
Whether you’re seeking a mortgage, taking out a loan or renting a new apartment…
Get your FICO® Score for free.
Sign up and start tracking your credit today. No credit card needed. Cancel anytime.
Start FreeIMPORTANT INFORMATION
1. Your subscription will automatically renew monthly at $0 for Free Plan, unless canceled. You or we may cancel at any time. All subscriptions include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more.
2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more.