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Your FICO Score, from FICO

90% of top lenders use FICO® Scores—do you know yours?
Choose your plan.

Basic

  • 1-bureau (Experian) coverage
  • Updates available every month
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Credit reports
  • Score and credit monitoringImportant information 22
  • $1 million identity theft insuranceImportant information 33
  • 24x7 identity restoration
  • Not included: Identity monitoring
$19.95 per month$19.95/monthImportant information 11
Start PlanStart basic membership
See how it works

Automatically renews at $19.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 11.

Advanced

  • Complete 3-bureau coverage
  • Updates every 3 months
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Credit reports
  • Score and credit monitoringImportant information 22
  • $1 million identity theft insuranceImportant information 33
  • 24x7 identity restoration
  • Identity monitoring
$29.95 per month$29.95/monthImportant information 11
Start PlanStart advanced membership
See how it works

Automatically renews at $29.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 11.

Premier

  • Complete 3-bureau coverage
  • Updates available every month
  • FICO Scores
  • Scores for mortgages, auto loans & more
  • Credit reports
  • Score and credit monitoringImportant information 22
  • $1 million identity theft insuranceImportant information 33
  • 24x7 identity restoration
  • Identity monitoring
$39.95 per month$39.95/monthImportant information 11
Start PlanStart premier membership
See how it works

Automatically renews at $39.95/month. Cancel anytime, no refunds. Includes FICO Score 8. Your lender/insurer may use a different credit score. See important information belowImportant information 11.

IMPORTANT INFORMATION

1. Your subscription automatically renews monthly at $19.95 for Basic, $29.95 for Advanced, or $39.95 for Premier, unless you cancel. You may cancel at any time; however, refunds are not available. All subscriptions include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more Learn more

2. Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply. Learn more Learn more

3. The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits. Summary of Benefits

Who we are

myFICO is the official consumer division of FICO, the company that invented the FICO credit score. FICO® Scores are the most widely used credit scores, and have been an industry standard for more than 25 years.

Benefits

Your all-in-one solution

Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side. Understanding your credit has never been easier!

Prepare for your credit goals

Get the right score for your credit goal, including your FICO Scores used for mortgages, auto loans, and credit cards.

Get the score lenders use

Get your FICO Score—90% of top lenders use FICO Scores. Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score.

What people say about us

Rated 4.8 out of 5 stars by our customers

(Based on 22.7K22,700 reviews on the App Store)

I love being able to look in one place for all of my scores, and the information on the forums is priceless!

— By Kathyups

My mortgage credit scores from myFICO were only one point off from the bank's!

— By CAS2019

The wealth of information in my reports helped me quickly identify issues and resolve them.

— By Jago22

We’ve got you covered

Will not hurt your score

Checking your credit with FICO will not affect your FICO Scores.

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We are here with toll-free support if you need us.

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We use 128-bit encryption to protect the transmission of your data to FICO.

See how it works

See How It Works

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IMPORTANT INFORMATION:

All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.

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