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  1. Get prepared
  2. Choose your loan
  3. Shop around
  4. Evaluate offers
    1. Is this a fair loan for you?
    2. Know your payment outlook
    3. How you can avoid costly penalties and hidden closing costs
    4. Which loan works best for you?
  5. Handy calculators for home buyers

Evaluate Home Mortgage Loan Offers

After you receive offers, you should evaluate them to determine which is the best for you. The evaluation process takes into account your specific situation and needs. We’ve listed a few crucial things to look for when sizing up each loan.

Is this a fair loan for you?

Compare the rates you’re being offered to the rates other people with similar FICO® scores are getting. See how your offers stack up now

Know your payment outlook

We’ll give you tools to see what your monthly payments will look like. You can also change numbers and options to find opportunities to make the loan more affordable. See what your monthly payments will look like

How you can avoid costly penalties and hidden closing costs

We’ll help you estimate your closing costs and show you ways to reduce your overall mortgage payments. Avoid costly penalties and hidden costs

Which loan works best for you?

Still not sure which is the best loan? We’ll give you a tool that lets you plug in the terms of two loans to determine which is better. Choose the best loan

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About myfico

myFICO is the consumer division of FICO. Since its introduction over 25 years ago, FICO® Scores have become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use FICO Scores to make consumer credit decisions.

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Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA

An Industry Standard – FICO Scores are used in more than 90% of lending decisions

Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA

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