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® Identity Ultimate 3B

® Identity Ultimate 3B

Monitor your identity, credit and FICO Scores all in one place

$29.95 per month

IMPORTANT INFORMATION:

1. Your subscription will automatically renew monthly at $29.95 unless you cancel. You may cancel at any time; however partial month refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.

Not all credit report data or transactions are monitored. Monitored credit report data, monitored credit report data change alerts, FICO® Score updates, FICO® Score alerts, monitored transactions, and alert triggers, timing and frequencies vary by credit bureau. Other limitations apply.

15.4 million Americans were victims of identity theft in 2016*

All it takes is one incident to seriously affect your credit. With identity theft at a record high, reviewing your credit and identity information can be the best thing you do today.

*Javelin Strategy Research - https://www.javelinstrategy.com/press-release/identity-fraud-hits-record-high-154-million-us-victims-2016-16-percent-according-new

View your comprehensive credit picture

FICO® Identity Ultimate 3B gives you quarterly access to a new 3-bureau credit report, so you can get a detailed view on what's affecting your credit. We'll send you email reminders whenever your new 3-bureau credit reports are ready to be pulled—so you can learn right away if anything has changed.

View the right FICO® Scores for any credit situation

With each new 3-bureau credit report, you'll get access to your 28 most commonly used FICO Score versions. Read moreWhether you're preparing to apply for a mortgage, car loan or new credit card, you can see the FICO Scores most widely used in every major credit industry. That's insight into your credit profile you can't get anywhere else.

Know when credit report changes are detected

We'll alert you to any identified changes to monitored data for your Experian, TransUnion and Equifax credit reports. Read moreWhenever we detect a change to your credit reports, we'll notify you within 24 hours. It's the easy way to stay on top of changes to your credit. Monitored credit report data, monitored credit report data change alerts, and alert triggers, timing and frequencies vary by credit bureau. Learn more about what credit data is monitored.

Expert identity theft features

Intelligent monitoring to detect fraud. Expert features to resolve it.

Identity theft monitoring

Detect threats to your personal information fast and guard against further exposure with our sophisticated monitoring services

Lost wallet protection

If your wallet is lost or stolen, a certified restoration specialist will help you quickly cancel and replace missing items so you can focus on more important things in life.‡

24/7 identity restoration

If an identity thief misuses your personal information, we're available 24/7 to help. One of our certified resolution specialists will assist you every step of the way.

$1M ID theft insurance

If you do become a victim, we'll reimburse covered expenses related to restoration including legal fees, lost wages and more — up to $1 million.§

‡ Lost wallet protection provides coverage of: credit cards, debit cards, checkbooks, driver's licenses, Social Security cards, insurance cards, passports, military identification cards, traveler's checks and Medicare or Medicaid identification. Other limitations, restrictions and exclusions may apply. See terms and conditions.

§ The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

Don't Fall Prey to Credit Errors or Identity Theft! Monitor your identity and credit.

$29.95 per month

1. IMPORTANT INFORMATION: Your subscription will automatically renew monthly at $29.95 unless you cancel. You may cancel at any time; however partial month refunds are not available. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more about other FICO Score versions.