FICO Advanced

Everything you need to prepare for your credit goals:
3-bureau reports (updated quarterly) + 24x7 credit and identity monitoringFootnote 2

  • 3-bureau credit report from Experian, Equifax and TransUnion
  • FICO Scores most used for mortgages, auto loans, and credit cards.
  • Proactive credit report monitoring and alertsFootnote 3
  • $1M identity theft insuranceFootnote 3


90% of Top Lenders Use FICO Scores

Other scores can be off by up to 100 points – get a credit score you can trust.

What you'll get with FICO Advanced


Credit report from all three bureaus

Instantly access your credit report from Experian, Equifax, and TransUnion. Check for errors and get a complete look at your credit standing in a glance. Plus, get quarterly updates to your credit reports and FICO Scores.Footnote 2


Alerts when your credit report changes

We'll monitor your credit reports 24/7 and alert you to any detected changes via email, text or mobile app. You'll also get an updated FICO Score 8 with each alert.Footnote 2


See what's affecting your score

Take the mystery out of why your credit score is what it is. See the top factors that are determining your FICO Score along with a detailed content. Plus, learn how your score compares to those of top-scorers.


Prepare for score changes

How can opening a new credit card impact a FICO Score? How about paying down a loan? The FICO Score Simulator helps you explore potential impacts of your decisions on your credit before you make them.


The credit score versions that lenders actually use

Lenders use different versions of the FICO Score for different purposes. So, why should you only have one? We give you the versions most frequently used for mortgage, auto and credit card lending. So, no matter your credit goals, you'll have access to the most widely-used FICO Scores.


$1M ID theft insurance

Uncover identity threats quickly with our black-market monitoring and identity theft detection. And, recover from any incidents quickly with our US-based ID theft resolution services and id theft insurance coverage for up to $1 million.Footnote 3

What people say about us

Rated 4.8 out of 5 stars by our customers

(Based on 22,700 reviews on the App Store)

I love being able to look in one place for all of my scores, and the information on the forums is priceless!

By Kathyups

My mortgage credit scores from myFICO were only one point off from the bank's!

By CAS2019

The wealth of information in my reports helped me quickly identify issues and resolve them.

By Jago22

We’ve got you covered

Will not hurt your score

Checking your credit with FICO will not affect your FICO Scores.

US-based support

We are here with toll-free support if you need us.

Bank-level security

We use 128-bit encryption to protect the transmission of your data to FICO.


Get the most trusted scores—plus quarterly reports, credit alerts and identity monitoring