1. Get prepared
   1. Know why you're using your equity
   2. Get the scores that lenders use to evaluate you
   3. Organize your paperwork
2. Use your equity
3. Compare loans
4. Evaluate offers
5. Handy calculators for equity borrowers

Get Prepared for a Home Equity Loan

While using your home to get cash can seem like an easy solution to meet your financial needs, there are some steps you can take first to ensure that the time is right and you are making smart decisions.

1. Know why you’re using your equity

We’ll help you determine if using your equity makes sense for your specific set of circumstances. Know why you’re using your equity

2. Get the scores that lenders use to evaluate you

Take the time to understand what your FICO® scores are, and more importantly how they influence your loan offers – get your scores now. See how a good score saves you money

3. Organize your paperwork

Don’t cause unnecessary delays during the application process because your paperwork isn’t in order. See a list of documents you’ll need

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