Get Home Refinace Offers From Several Lenders

Most lenders don’t have standard loans that are set in stone. More often, they have a loan package that they can tweak. Knowing this, you should shop around and get multiple offers from different lenders.

We’re not saying to get 50 offers from 50 different lenders, but get at least two or three so you feel confident that you have a complete picture of the loans available.

If you know you want a 30-year fixed, don’t let lenders try to sell you a 5/1 ARM. Instead, tell them you want a 30-fixed loan with specific options that are important to you. Mention that you will compare their offer to the other 30-year fixed loan offers you’ve received. Having multiple loans with the same basic criteria allows you to logically compare your offers.


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